Dieterich Bank · Illinois · 2025

Dieterich Bank in Illinois: approval rate, denial rate and rates (2025)

Dieterich Bank took 366 mortgage applications in Illinois in 2025, ranking #166 of 1,150 lenders active in the state. It originated 72.1% of them and denied 7.4% (8.7% of the applications it decided), against a statewide denial rate of 17.1%.

366Applicationsin IL
8.7%Decision denial ratestate 21.7%
Median ratestate 6.75%
$165,000Median loanstate $185,000
$69MVolume26 counties

Dieterich Bank in Illinois vs the state

7.4%Denial rate-9.74 pts vs state
8.7%Decision denial rate-12.94 pts vs state
72.1%Origination rate+13.39 pts vs state
Median rate
Rate spread (pts)
$90kMedian applicant income
264Loans originated
27Denied

Trend in Illinois

YearApplicationsOriginatedDenial rateMedian rateRank in state
202332622810.4%6.50%#153
20243012169.0%#179
20253662647.4%#166

What Dieterich Bank lends in Illinois

By loan purpose

Home purchase 253 69% · 3.6% denied
Refinance 41 11% · 9.8% denied
Cash-out refinance 52 14% · 21.2% denied
Home improvement 11 3% · 0.0% denied
Other / HELOC 9 2% · 33.3% denied

By loan type

Conventional 358 98% · 7.5% denied
USDA / RHS 8 2% · 0.0% denied

Where in Illinois

Counties with the most Dieterich Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Effingham County 1299210 7.8%
Clinton County 49374 8.2%
Jasper County 36243 8.3%
Cumberland County 25172 8.0%
Randolph County 24182 8.3%
Monroe County 22171 4.5%
St. Clair County 19131 5.3%
Madison County 15131 6.7%
Fayette County 14101 7.1%
Shelby County 531 20.0%

Other large lenders in Illinois

LenderGradeApplicationsDenial rateMedian rate
Guaranteed RateB 17,4794.9%6.63%
Rocket MortgageC 16,97119.7%6.75%
United Shore Financial ServicesB 15,64413.0%6.50%
JPMorgan Chase BankB 13,5749.7%6.49%
U.S. BankD 10,07638.3%7.00%
Crosscountry MortgageB 8,7794.5%6.75%
Fifth Third BankD 8,62832.1%7.50%
The Huntington National BankD 8,22631.9%6.99%
BMO BankF 8,00732.7%8.33%
Loandepot.ComD 7,01917.7%6.88%

Frequently asked questions

Illinois: 366 applications in 2025, of which 264 were originated and 27 denied.

7.4% of all applications, or 8.7% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Dieterich Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology