Dieterich Bank at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
54th8.8% deniedProcesswithdrawn + incomplete share, weight 15%
32nd15.8%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 351 | 243 | 10.3% | 12.7% | 6.50% | $55M |
| 2024 | 325 | 231 | 8.3% | 10.1% | — | $66M |
| 2025 | 393 | 284 | 7.4% | 8.8% | — | $85M |
What Dieterich Bank lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 20 manufactured homes, 85 investment properties.
Who gets approved at Dieterich Bank
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 47 | 27 | 26.8% |
| $50k – $100k | 136 | 92 | 8.9% |
| $100k – $150k | 81 | 56 | 9.5% |
| $150k – $250k | 35 | 30 | 5.9% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 55 | 40 | 2.2% |
| 25–34 | 106 | 80 | 5.6% |
| 35–44 | 55 | 36 | 17.8% |
| 45–54 | 44 | 28 | 19.4% |
| 55–64 | 31 | 21 | 7.7% |
| 65–74 | 29 | 16 | 26.1% |
Where Dieterich Bank lends
10 states and 42 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
Dieterich Bank denied 8.8% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 54th percentile of small mortgage lenders.
In 2025, 68% of its applications were for home purchases, 26% for refinancing (including cash-out), and 6% for home improvement or other purposes. By loan type: 98% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.