The Bank of Marion at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the B grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
41st11.9% deniedProcesswithdrawn + incomplete share, weight 15%
92nd1.3%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 499 | 389 | 16.8% | 17.2% | — | $62M |
| 2024 | 406 | 331 | 13.8% | 13.9% | 6.67% | $56M |
| 2025 | 392 | 331 | 11.7% | 11.9% | — | $58M |
What The Bank of Marion lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 39 manufactured homes, 30 investment properties.
Who gets approved at The Bank of Marion
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 81 | 66 | 13.9% |
| $50k – $100k | 147 | 120 | 17.0% |
| $100k – $150k | 89 | 75 | 7.0% |
| $150k – $250k | 48 | 45 | 4.2% |
| Over $250k | 21 | 19 | 9.5% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under 25 | 25 | 17 | 25.0% |
| 25–34 | 68 | 53 | 16.7% |
| 35–44 | 62 | 49 | 16.7% |
| 45–54 | 79 | 70 | 10.1% |
| 55–64 | 66 | 58 | 10.6% |
| 65–74 | 72 | 66 | 2.8% |
| Over 74 | 20 | 18 | 10.0% |
Where The Bank of Marion lends
3 states and 26 counties in 2025. Click a state for the lender's full record there.
Frequently asked questions
The Bank of Marion denied 11.9% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 41st percentile of small mortgage lenders.
In 2025, 52% of its applications were for home purchases, 27% for refinancing (including cash-out), and 22% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.