Dg Pinnacle Funding · Florida · 2025

Dg Pinnacle Funding in Florida: approval rate, denial rate and rates (2025)

Dg Pinnacle Funding took 196 mortgage applications in Florida in 2025, ranking #372 of 1,993 lenders active in the state. It originated 90.8% of them and denied 5.1% (5.3% of the applications it decided), against a statewide denial rate of 21.1%.

196Applicationsin FL
5.3%Decision denial ratestate 27.2%
7.25%Median ratestate 6.63%
$355,000Median loanstate $255,000
$65MVolume22 counties

Dg Pinnacle Funding in Florida vs the state

5.1%Denial rate-15.96 pts vs state
5.3%Decision denial rate-21.92 pts vs state
90.8%Origination rate+38.13 pts vs state
7.25%Median rate+0.63 pts vs state
1.15Rate spread (pts)+0.88 pts vs state
$130kMedian applicant income
178Loans originated
10Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231571448.3%7.25%#422
20243732426.7%7.00%#272
20251961785.1%7.25%#372

What Dg Pinnacle Funding lends in Florida

By loan purpose

Home purchase 126 64% · 7.1% denied
Refinance 8 4% · 0.0% denied
Cash-out refinance 62 32% · 1.6% denied

By loan type

Conventional 157 80% · 4.5% denied
FHA 38 19% · 7.9% denied
VA 1 1% · 0.0% denied

Why it denied Florida applicants

Credit history 6 60%
Other 3 30%
Unverifiable information 1 10%

Where in Florida

Counties with the most Dg Pinnacle Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Miami-Dade County 99924 4.0%
Broward County 36322 5.6%
Lee County 17152 11.8%
Palm Beach County 14140 0.0%
Orange County 330 0.0%
Monroe County 320 0.0%
Indian River County 321 33.3%
Osceola County 330 0.0%
Volusia County 220 0.0%
Collier County 220 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 196 applications in 2025, of which 178 were originated and 10 denied.

5.1% of all applications, or 5.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Dg Pinnacle Funding originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.

About this data. Figures are Dg Pinnacle Funding's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology