Delta Community Credit Union in Virginia vs the state
17.7%Denial rate+1.71 pts vs state
27.3%Decision denial rate+7.02 pts vs state
47.1%Origination rate-12.46 pts vs state
6.69%Median rate+0.06 pts vs state
-0.31Rate spread (pts)-0.53 pts vs state
$161kMedian applicant income
8Loans originated
3Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 3 | 14.3% | 7.25% | #598 |
| 2024 | 16 | 10 | 18.8% | 7.75% | #507 |
| 2025 | 17 | 8 | 17.7% | 6.69% | #510 |
What Delta Community Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Delta Community Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 3 | 3 | 0 | 0.0% |
| Loudoun County | 3 | 1 | 2 | 66.7% |
| Virginia Beach city | 2 | 1 | 0 | 0.0% |
| Hanover County | 1 | 0 | 0 | 0.0% |
| Hampton city | 1 | 0 | 1 | 100.0% |
| Alexandria city | 1 | 0 | 0 | 0.0% |
| New Kent County | 1 | 1 | 0 | 0.0% |
| Montgomery County | 1 | 0 | 0 | 0.0% |
| Richmond city | 1 | 0 | 0 | 0.0% |
| Powhatan County | 1 | 1 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 17 applications in 2025, of which 8 were originated and 3 denied.
17.7% of all applications, or 27.3% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Delta Community Credit Union originated in Virginia in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Delta Community Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology