Delmar Financial · Ohio · 2025

Delmar Financial in Ohio: approval rate, denial rate and rates (2025)

Delmar Financial took 8 mortgage applications in Ohio in 2025, ranking #644 of 1,092 lenders active in the state. It originated 62.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

8Applicationsin OH
0.0%Decision denial ratestate 21.9%
6.38%Median ratestate 6.88%
$235,000Median loanstate $155,000
$1.1MVolume6 counties

Delmar Financial in Ohio vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-21.89 pts vs state
62.5%Origination rate+2.60 pts vs state
6.38%Median rate-0.50 pts vs state
0.17Rate spread (pts)-0.21 pts vs state
$90kMedian applicant income
5Loans originated
0Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
202335188.6%6.50%#447
20241070.0%6.38%#596
2025850.0%6.38%#644

What Delmar Financial lends in Ohio

By loan purpose

Home purchase 5 63% · 0.0% denied
Refinance 1 13% · 0.0% denied
Cash-out refinance 2 25% · 0.0% denied

By loan type

Conventional 3 38% · 0.0% denied
FHA 5 63% · 0.0% denied

Where in Ohio

Counties with the most Delmar Financial applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cuyahoga County 210 0.0%
Hancock County 210 0.0%
Lucas County 100 0.0%
Hamilton County 110 0.0%
Miami County 110 0.0%
Franklin County 110 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 8 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Delmar Financial originated in Ohio in 2025 was 6.38%, against a statewide median of 6.88%.

About this data. Figures are Delmar Financial's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology