Deephaven Mortgage in South Carolina vs the state
37.9%Denial rate+19.59 pts vs state
43.1%Decision denial rate+19.65 pts vs state
49.2%Origination rate-7.42 pts vs state
7.44%Median rate+0.94 pts vs state
1.16Rate spread (pts)+0.94 pts vs state
$183kMedian applicant income
122Loans originated
94Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 131 | 79 | 31.3% | 8.50% | #213 |
| 2024 | 217 | 125 | 32.7% | 7.88% | #164 |
| 2025 | 248 | 122 | 37.9% | 7.44% | #162 |
What Deephaven Mortgage lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 40 | 22 | 13 | 32.5% |
| Greenville County | 37 | 13 | 20 | 54.1% |
| Charleston County | 32 | 20 | 9 | 28.1% |
| Richland County | 27 | 9 | 11 | 40.7% |
| Dorchester County | 12 | 3 | 6 | 50.0% |
| York County | 11 | 8 | 1 | 9.1% |
| Spartanburg County | 11 | 11 | 0 | 0.0% |
| Beaufort County | 10 | 6 | 4 | 40.0% |
| Lexington County | 10 | 5 | 5 | 50.0% |
| Aiken County | 8 | 4 | 2 | 25.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 248 applications in 2025, of which 122 were originated and 94 denied.
37.9% of all applications, or 43.1% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Deephaven Mortgage originated in South Carolina in 2025 was 7.44%, against a statewide median of 6.50%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology