Deephaven Mortgage in New York vs the state
30.8%Denial rate+11.02 pts vs state
36.4%Decision denial rate+12.32 pts vs state
51.8%Origination rate-7.75 pts vs state
7.63%Median rate+1.00 pts vs state
—Rate spread (pts)
$1,021kMedian applicant income
155Loans originated
92Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 119 | 72 | 34.5% | 7.81% | #246 |
| 2025 | 299 | 155 | 30.8% | 7.63% | #179 |
What Deephaven Mortgage lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kings County | 46 | 20 | 13 | 28.3% |
| Queens County | 35 | 25 | 9 | 25.7% |
| Bronx County | 30 | 15 | 10 | 33.3% |
| Nassau County | 20 | 12 | 5 | 25.0% |
| Suffolk County | 16 | 7 | 7 | 43.8% |
| Rensselaer County | 14 | 6 | 3 | 21.4% |
| Orange County | 14 | 7 | 3 | 21.4% |
| Onondaga County | 13 | 11 | 2 | 15.4% |
| Westchester County | 13 | 8 | 4 | 30.8% |
| Rockland County | 12 | 4 | 2 | 16.7% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 299 applications in 2025, of which 155 were originated and 92 denied.
30.8% of all applications, or 36.4% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Deephaven Mortgage originated in New York in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology