Dearborn Federal Savings Bank in Michigan vs the state
9.3%Denial rate-9.26 pts vs state
10.6%Decision denial rate-11.94 pts vs state
76.9%Origination rate+16.96 pts vs state
6.38%Median rate-0.38 pts vs state
-0.15Rate spread (pts)-0.55 pts vs state
$104kMedian applicant income
83Loans originated
10Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 144 | 116 | 5.6% | 6.13% | #225 |
| 2024 | 107 | 88 | 8.4% | 6.38% | #261 |
| 2025 | 108 | 83 | 9.3% | 6.38% | #264 |
What Dearborn Federal Savings Bank lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Dearborn Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 68 | 51 | 5 | 7.4% |
| Oakland County | 21 | 17 | 4 | 19.0% |
| Macomb County | 4 | 2 | 0 | 0.0% |
| Jackson County | 4 | 4 | 0 | 0.0% |
| Monroe County | 3 | 3 | 0 | 0.0% |
| Livingston County | 3 | 2 | 1 | 33.3% |
| Washtenaw County | 1 | 0 | 0 | 0.0% |
| Lenawee County | 1 | 1 | 0 | 0.0% |
| Kent County | 1 | 1 | 0 | 0.0% |
| Grand Traverse County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 108 applications in 2025, of which 83 were originated and 10 denied.
9.3% of all applications, or 10.6% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Dearborn Federal Savings Bank originated in Michigan in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Dearborn Federal Savings Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology