Crowdcopia in North Carolina vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-22.82 pts vs state
75.0%Origination rate+17.19 pts vs state
12.00%Median rate+5.50 pts vs state
—Rate spread (pts)
—Median applicant income
12Loans originated
0Denied
What Crowdcopia lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most Crowdcopia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Henderson County | 5 | 3 | 0 | 0.0% |
| Buncombe County | 3 | 2 | 0 | 0.0% |
| Rutherford County | 1 | 1 | 0 | 0.0% |
| McDowell County | 1 | 1 | 0 | 0.0% |
| Transylvania County | 1 | 0 | 0 | 0.0% |
| Haywood County | 1 | 1 | 0 | 0.0% |
| Mecklenburg County | 1 | 1 | 0 | 0.0% |
| Lincoln County | 1 | 1 | 0 | 0.0% |
| Gaston County | 1 | 1 | 0 | 0.0% |
| Guilford County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 16 applications in 2025, of which 12 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Crowdcopia originated in North Carolina in 2025 was 12.00%, against a statewide median of 6.50%.
About this data. Figures are Crowdcopia's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology