Credit Union of Georgia in Georgia vs the state
22.3%Denial rate+3.12 pts vs state
24.5%Decision denial rate-0.61 pts vs state
64.4%Origination rate+10.32 pts vs state
7.25%Median rate+0.63 pts vs state
0.55Rate spread (pts)+0.28 pts vs state
$125kMedian applicant income
943Loans originated
327Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,228 | 934 | 14.6% | 8.25% | #69 |
| 2024 | 1,243 | 925 | 19.3% | 8.25% | #73 |
| 2025 | 1,464 | 943 | 22.3% | 7.25% | #68 |
What Credit Union of Georgia lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Credit Union of Georgia applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cherokee County | 538 | 362 | 109 | 20.3% |
| Cobb County | 428 | 289 | 85 | 19.9% |
| Paulding County | 97 | 61 | 30 | 30.9% |
| Fulton County | 82 | 57 | 15 | 18.3% |
| Gwinnett County | 43 | 16 | 20 | 46.5% |
| Forsyth County | 41 | 26 | 8 | 19.5% |
| DeKalb County | 31 | 19 | 9 | 29.0% |
| Bartow County | 30 | 21 | 6 | 20.0% |
| Pickens County | 22 | 12 | 6 | 27.3% |
| Douglas County | 18 | 11 | 4 | 22.2% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 1,464 applications in 2025, of which 943 were originated and 327 denied.
22.3% of all applications, or 24.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Credit Union of Georgia originated in Georgia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of Georgia's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology