Credit Union of Colorado, a Federal Credit Union in New Mexico vs the state
23.5%Denial rate+4.93 pts vs state
25.0%Decision denial rate+0.34 pts vs state
70.6%Origination rate+17.25 pts vs state
7.88%Median rate+1.25 pts vs state
0.38Rate spread (pts)0.00 pts vs state
$94kMedian applicant income
12Loans originated
4Denied
What Credit Union of Colorado, a Federal Credit Union lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Credit Union of Colorado, a Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| San Juan County | 4 | 2 | 1 | 25.0% |
| Bernalillo County | 3 | 3 | 0 | 0.0% |
| Santa Fe County | 3 | 3 | 0 | 0.0% |
| Colfax County | 2 | 0 | 2 | 100.0% |
| Los Alamos County | 1 | 1 | 0 | 0.0% |
| Rio Arriba County | 1 | 0 | 1 | 100.0% |
| Sandoval County | 1 | 1 | 0 | 0.0% |
| Roosevelt County | 1 | 1 | 0 | 0.0% |
| Valencia County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 17 applications in 2025, of which 12 were originated and 4 denied.
23.5% of all applications, or 25.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Credit Union of Colorado, a Federal Credit Union originated in New Mexico in 2025 was 7.88%, against a statewide median of 6.63%.
About this data. Figures are Credit Union of Colorado, a Federal Credit Union's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology