Credit Union Mortgage Association · Oklahoma · 2025

Credit Union Mortgage Association in Oklahoma: approval rate, denial rate and rates (2025)

Credit Union Mortgage Association took 8 mortgage applications in Oklahoma in 2025, ranking #425 of 821 lenders active in the state. It originated 25.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.9%.

8Applicationsin OK
0.0%Decision denial ratestate 22.9%
5.94%Median ratestate 6.63%
$370,000Median loanstate $165,000
$630kVolume7 counties

Credit Union Mortgage Association in Oklahoma vs the state

0.0%Denial rate-17.92 pts vs state
0.0%Decision denial rate-22.87 pts vs state
25.0%Origination rate-31.10 pts vs state
5.94%Median rate-0.69 pts vs state
-0.73Rate spread (pts)-1.08 pts vs state
$236kMedian applicant income
2Loans originated
0Denied

Trend in Oklahoma

YearApplicationsOriginatedDenial rateMedian rateRank in state
20246516.7%6.25%#448
2025820.0%5.94%#425

What Credit Union Mortgage Association lends in Oklahoma

By loan purpose

Home purchase 3 38% · 0.0% denied
Refinance 4 50% · 0.0% denied
Cash-out refinance 1 13% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in Oklahoma

Counties with the most Credit Union Mortgage Association applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Oklahoma County 210 0.0%
Delaware County 100 0.0%
Grady County 100 0.0%
Tulsa County 110 0.0%
Jackson County 100 0.0%
Canadian County 100 0.0%
Wagoner County 100 0.0%

Other large lenders in Oklahoma

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 6,99024.0%6.75%
First United Bank and TrustC 5,6305.9%6.88%
Arvest BankC 5,38717.6%7.00%
21st MortgageF 5,21746.8%9.83%
BancFirstC 4,79910.0%7.38%
BOKFD 4,22720.2%6.63%
Mortgage Research CenterC 4,01218.8%6.25%
United Shore Financial ServicesB 3,73513.8%6.13%
Associated MortgageA 3,2130.7%6.50%
Vanderbilt Mortgage and FinanceF 2,61038.3%9.75%

Frequently asked questions

Oklahoma: 8 applications in 2025, of which 2 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.

The median rate on loans Credit Union Mortgage Association originated in Oklahoma in 2025 was 5.94%, against a statewide median of 6.63%.

About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology