Credit Union Mortgage Association in Georgia vs the state
2.7%Denial rate-16.52 pts vs state
4.2%Decision denial rate-20.90 pts vs state
62.2%Origination rate+8.07 pts vs state
5.88%Median rate-0.75 pts vs state
-0.53Rate spread (pts)-0.80 pts vs state
$147kMedian applicant income
23Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 14 | 15.6% | 6.25% | #480 |
| 2024 | 26 | 12 | 3.9% | 5.88% | #528 |
| 2025 | 37 | 23 | 2.7% | 5.88% | #487 |
What Credit Union Mortgage Association lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Credit Union Mortgage Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Paulding County | 4 | 3 | 0 | 0.0% |
| Fulton County | 4 | 1 | 0 | 0.0% |
| Chatham County | 3 | 2 | 0 | 0.0% |
| Gwinnett County | 3 | 1 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Clayton County | 2 | 0 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Cobb County | 2 | 2 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Decatur County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 37 applications in 2025, of which 23 were originated and 1 denied.
2.7% of all applications, or 4.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Credit Union Mortgage Association originated in Georgia in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Credit Union Mortgage Association's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology