Countybank in South Carolina vs the state
5.0%Denial rate-13.30 pts vs state
6.3%Decision denial rate-17.21 pts vs state
74.1%Origination rate+17.51 pts vs state
6.62%Median rate+0.12 pts vs state
0.17Rate spread (pts)-0.05 pts vs state
$105kMedian applicant income
444Loans originated
30Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 568 | 390 | 9.7% | 6.63% | #81 |
| 2024 | 529 | 380 | 6.8% | 6.63% | #85 |
| 2025 | 599 | 444 | 5.0% | 6.62% | #87 |
What Countybank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Countybank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 250 | 196 | 11 | 4.4% |
| Greenwood County | 111 | 74 | 7 | 6.3% |
| Spartanburg County | 93 | 66 | 5 | 5.4% |
| Anderson County | 69 | 53 | 4 | 5.8% |
| Laurens County | 18 | 15 | 1 | 5.6% |
| Pickens County | 12 | 8 | 1 | 8.3% |
| Abbeville County | 12 | 6 | 1 | 8.3% |
| Charleston County | 6 | 5 | 0 | 0.0% |
| Oconee County | 5 | 3 | 0 | 0.0% |
| Lexington County | 3 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 599 applications in 2025, of which 444 were originated and 30 denied.
5.0% of all applications, or 6.3% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Countybank originated in South Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are Countybank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology