Countryplace Mortgage in Kentucky vs the state
36.4%Denial rate+17.55 pts vs state
80.0%Decision denial rate+56.51 pts vs state
9.1%Origination rate-48.95 pts vs state
8.04%Median rate+1.29 pts vs state
2.55Rate spread (pts)+2.24 pts vs state
$76kMedian applicant income
3Loans originated
12Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 41 | 2 | 36.6% | 4.75% | #266 |
| 2025 | 33 | 3 | 36.4% | 8.04% | #302 |
What Countryplace Mortgage lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calloway County | 4 | 0 | 2 | 50.0% |
| Daviess County | 3 | 0 | 1 | 33.3% |
| Hopkins County | 3 | 0 | 1 | 33.3% |
| McCracken County | 3 | 1 | 0 | 0.0% |
| Union County | 2 | 0 | 1 | 50.0% |
| Breckinridge County | 2 | 0 | 0 | 0.0% |
| Lincoln County | 2 | 0 | 0 | 0.0% |
| Marshall County | 2 | 0 | 1 | 50.0% |
| Henderson County | 2 | 0 | 1 | 50.0% |
| Ohio County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 33 applications in 2025, of which 3 were originated and 12 denied.
36.4% of all applications, or 80.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Countryplace Mortgage originated in Kentucky in 2025 was 8.04%, against a statewide median of 6.75%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology