Countryplace Mortgage · Arizona · 2025

Countryplace Mortgage in Arizona: approval rate, denial rate and rates (2025)

Countryplace Mortgage took 36 mortgage applications in Arizona in 2025, ranking #349 of 1,082 lenders active in the state. It originated 8.3% of them and denied 27.8% (76.9% of the applications it decided), against a statewide denial rate of 16.2%.

36Applicationsin AZ
76.9%Decision denial ratestate 20.4%
4.75%Median ratestate 6.50%
$225,000Median loanstate $275,000
$665kVolume10 counties

Countryplace Mortgage in Arizona vs the state

27.8%Denial rate+11.55 pts vs state
76.9%Decision denial rate+56.51 pts vs state
8.3%Origination rate-51.15 pts vs state
4.75%Median rate-1.75 pts vs state
-1.10Rate spread (pts)-1.32 pts vs state
$87kMedian applicant income
3Loans originated
10Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
202334158.8%9.39%#356
202463955.6%7.75%#282
202536327.8%4.75%#349

What Countryplace Mortgage lends in Arizona

By loan purpose

Home purchase 33 92% · 27.3% denied
Refinance 3 8% · 33.3% denied

By loan type

Conventional 22 61% · 40.9% denied
FHA 14 39% · 7.1% denied

Why it denied Arizona applicants

Credit history 6 60%
Debt-to-income ratio 4 40%

Where in Arizona

Counties with the most Countryplace Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Pima County 1621 6.3%
Apache County 602 33.3%
Cochise County 603 50.0%
Maricopa County 201 50.0%
Greenlee County 101 100.0%
Navajo County 100 0.0%
Coconino County 101 100.0%
Yuma County 101 100.0%
Yavapai County 100 0.0%
Pinal County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 36 applications in 2025, of which 3 were originated and 10 denied.

27.8% of all applications, or 76.9% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Countryplace Mortgage originated in Arizona in 2025 was 4.75%, against a statewide median of 6.50%.

About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology