Cornerstone Bank in Connecticut vs the state
20.6%Denial rate+3.19 pts vs state
23.3%Decision denial rate+1.74 pts vs state
64.7%Origination rate+4.33 pts vs state
—Median rate
—Rate spread (pts)
$136kMedian applicant income
22Loans originated
7Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 8 | 50.0% | 7.00% | #292 |
| 2024 | 29 | 18 | 17.2% | 7.00% | #251 |
| 2025 | 34 | 22 | 20.6% | — | #248 |
What Cornerstone Bank lends in Connecticut
By loan purpose
By loan type
Where in Connecticut
Counties with the most Cornerstone Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09150 | 21 | 15 | 3 | 14.3% |
| 09110 | 8 | 4 | 3 | 37.5% |
| 09180 | 2 | 2 | 0 | 0.0% |
| 09120 | 1 | 1 | 0 | 0.0% |
| 09170 | 1 | 0 | 0 | 0.0% |
| 09140 | 1 | 0 | 1 | 100.0% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 34 applications in 2025, of which 22 were originated and 7 denied.
20.6% of all applications, or 23.3% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Cornerstone Bank's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology