Conventus · Maryland · 2025

Conventus in Maryland: approval rate, denial rate and rates (2025)

Conventus took 51 mortgage applications in Maryland in 2025, ranking #318 of 810 lenders active in the state. It originated 88.2% of them and denied 3.9% (4.3% of the applications it decided), against a statewide denial rate of 18.8%.

51Applicationsin MD
4.3%Decision denial ratestate 24.1%
6.88%Median ratestate 6.63%
$255,000Median loanstate $265,000
$12MVolume9 counties

Conventus in Maryland vs the state

3.9%Denial rate-14.88 pts vs state
4.3%Decision denial rate-19.87 pts vs state
88.2%Origination rate+32.53 pts vs state
6.88%Median rate+0.25 pts vs state
Rate spread (pts)
Median applicant income
45Loans originated
2Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231149.1%10.63%#471
2024151113.3%6.88%#439
202551453.9%6.88%#318

What Conventus lends in Maryland

By loan purpose

Home purchase 22 43% · 9.1% denied
Refinance 5 10% · 0.0% denied
Cash-out refinance 24 47% · 0.0% denied

By loan type

Conventional 51 100% · 3.9% denied

Why it denied Maryland applicants

Collateral 1 50%
Unverifiable information 1 50%

Where in Maryland

Counties with the most Conventus applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Prince George's County 24211 4.2%
Baltimore County 990 0.0%
Howard County 540 0.0%
Harford County 330 0.0%
Washington County 320 0.0%
Charles County 220 0.0%
Anne Arundel County 220 0.0%
Baltimore city 211 50.0%
Carroll County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 51 applications in 2025, of which 45 were originated and 2 denied.

3.9% of all applications, or 4.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Conventus originated in Maryland in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Conventus's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology