Conventus in Florida vs the state
3.1%Denial rate-17.93 pts vs state
4.0%Decision denial rate-23.28 pts vs state
75.8%Origination rate+23.09 pts vs state
9.25%Median rate+2.63 pts vs state
—Rate spread (pts)
—Median applicant income
97Loans originated
4Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 60 | 6.7% | 10.99% | #479 |
| 2024 | 78 | 48 | 6.4% | 10.13% | #522 |
| 2025 | 128 | 97 | 3.1% | 9.25% | #441 |
What Conventus lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Conventus applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Broward County | 27 | 20 | 1 | 3.7% |
| Miami-Dade County | 20 | 15 | 0 | 0.0% |
| Pinellas County | 17 | 12 | 1 | 5.9% |
| Palm Beach County | 17 | 16 | 0 | 0.0% |
| Hillsborough County | 10 | 8 | 1 | 10.0% |
| Sarasota County | 5 | 4 | 0 | 0.0% |
| Indian River County | 4 | 1 | 0 | 0.0% |
| Polk County | 4 | 3 | 0 | 0.0% |
| Charlotte County | 3 | 1 | 0 | 0.0% |
| Manatee County | 3 | 3 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 128 applications in 2025, of which 97 were originated and 4 denied.
3.1% of all applications, or 4.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Conventus originated in Florida in 2025 was 9.25%, against a statewide median of 6.63%.
About this data. Figures are Conventus's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology