Contour Mortgage in Florida vs the state
2.6%Denial rate-18.45 pts vs state
3.6%Decision denial rate-23.63 pts vs state
68.3%Origination rate+15.59 pts vs state
6.88%Median rate+0.25 pts vs state
0.53Rate spread (pts)+0.26 pts vs state
$94kMedian applicant income
183Loans originated
7Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 348 | 157 | 5.5% | 6.63% | #288 |
| 2024 | 215 | 125 | 4.7% | 6.88% | #369 |
| 2025 | 268 | 183 | 2.6% | 6.88% | #325 |
What Contour Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Contour Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Indian River County | 81 | 64 | 1 | 1.2% |
| Volusia County | 27 | 19 | 0 | 0.0% |
| Palm Beach County | 20 | 12 | 1 | 5.0% |
| St. Lucie County | 18 | 15 | 0 | 0.0% |
| Broward County | 16 | 12 | 0 | 0.0% |
| Brevard County | 12 | 5 | 2 | 16.7% |
| Lake County | 11 | 8 | 0 | 0.0% |
| Orange County | 8 | 5 | 0 | 0.0% |
| Collier County | 8 | 6 | 0 | 0.0% |
| Lee County | 7 | 5 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 268 applications in 2025, of which 183 were originated and 7 denied.
2.6% of all applications, or 3.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Contour Mortgage originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Contour Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology