Continental Mortgage Bankers · New York · 2025

Continental Mortgage Bankers in New York: approval rate, denial rate and rates (2025)

Continental Mortgage Bankers took 182 mortgage applications in New York in 2025, ranking #217 of 750 lenders active in the state. It originated 80.2% of them and denied 2.8% (3.3% of the applications it decided), against a statewide denial rate of 19.8%.

182Applicationsin NY
3.3%Decision denial ratestate 24.0%
6.50%Median ratestate 6.63%
$550,000Median loanstate $235,000
$77MVolume17 counties

Continental Mortgage Bankers in New York vs the state

2.8%Denial rate-17.00 pts vs state
3.3%Decision denial rate-20.73 pts vs state
80.2%Origination rate+20.63 pts vs state
6.50%Median rate-0.13 pts vs state
0.18Rate spread (pts)-0.03 pts vs state
$185kMedian applicant income
146Loans originated
5Denied

Trend in New York

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231971546.1%6.63%#200
20242031473.5%6.75%#203
20251821462.8%6.50%#217

What Continental Mortgage Bankers lends in New York

By loan purpose

Home purchase 145 80% · 2.8% denied
Refinance 37 20% · 2.7% denied

By loan type

Conventional 148 81% · 2.0% denied
FHA 28 15% · 7.1% denied
VA 6 3% · 0.0% denied

Why it denied New York applicants

Unverifiable information 3 60%
Other 1 20%
Debt-to-income ratio 1 20%

Where in New York

Counties with the most Continental Mortgage Bankers applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Suffolk County 88731 1.1%
Nassau County 52441 1.9%
Queens County 960 0.0%
Bronx County 961 11.1%
Westchester County 741 14.3%
Richmond County 330 0.0%
Kings County 211 50.0%
Erie County 220 0.0%
Greene County 200 0.0%
Schoharie County 110 0.0%

Other large lenders in New York

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 20,31532.7%7.97%
Rocket MortgageC 19,92422.0%6.88%
United Shore Financial ServicesB 14,77711.2%6.50%
JPMorgan Chase BankB 14,73511.7%6.38%
Manufacturers and Traders TrustC 12,33531.3%5.99%
Bank of AmericaF 10,19335.7%5.99%
Bethpage Federal Credit UnionC 9,73647.2%6.49%
TD BankD 9,23930.2%7.69%
NewrezD 8,65424.2%6.75%
ESL Federal Credit UnionB 7,81717.6%4.50%

Frequently asked questions

New York: 182 applications in 2025, of which 146 were originated and 5 denied.

2.8% of all applications, or 3.3% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.

The median rate on loans Continental Mortgage Bankers originated in New York in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Continental Mortgage Bankers's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology