Connexus Credit Union in Virginia vs the state
66.7%Denial rate+50.73 pts vs state
75.9%Decision denial rate+55.61 pts vs state
18.2%Origination rate-41.34 pts vs state
6.54%Median rate-0.08 pts vs state
-0.18Rate spread (pts)-0.40 pts vs state
$113kMedian applicant income
6Loans originated
22Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 28 | 53.7% | 4.49% | #289 |
| 2024 | 43 | 7 | 53.5% | 6.49% | #385 |
| 2025 | 33 | 6 | 66.7% | 6.54% | #428 |
What Connexus Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Spotsylvania County | 3 | 0 | 3 | 100.0% |
| Loudoun County | 3 | 0 | 1 | 33.3% |
| Henrico County | 2 | 0 | 2 | 100.0% |
| Fauquier County | 2 | 0 | 2 | 100.0% |
| Virginia Beach city | 2 | 2 | 0 | 0.0% |
| Fairfax County | 1 | 0 | 1 | 100.0% |
| King George County | 1 | 0 | 0 | 0.0% |
| Goochland County | 1 | 0 | 1 | 100.0% |
| Carroll County | 1 | 0 | 1 | 100.0% |
| Chesterfield County | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 33 applications in 2025, of which 6 were originated and 22 denied.
66.7% of all applications, or 75.9% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Connexus Credit Union originated in Virginia in 2025 was 6.54%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology