Connexus Credit Union in North Carolina vs the state
60.0%Denial rate+41.94 pts vs state
68.2%Decision denial rate+45.36 pts vs state
25.3%Origination rate-32.48 pts vs state
6.49%Median rate-0.01 pts vs state
-0.71Rate spread (pts)-0.80 pts vs state
$135kMedian applicant income
19Loans originated
45Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 161 | 42 | 50.3% | 5.24% | #221 |
| 2024 | 59 | 20 | 50.9% | 6.49% | #365 |
| 2025 | 75 | 19 | 60.0% | 6.49% | #349 |
What Connexus Credit Union lends in North Carolina
By loan purpose
By loan type
Why it denied North Carolina applicants
Where in North Carolina
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mecklenburg County | 10 | 4 | 6 | 60.0% |
| Wake County | 7 | 0 | 5 | 71.4% |
| Guilford County | 5 | 1 | 3 | 60.0% |
| Gaston County | 4 | 1 | 3 | 75.0% |
| Orange County | 4 | 1 | 1 | 25.0% |
| Iredell County | 3 | 1 | 1 | 33.3% |
| Moore County | 3 | 0 | 2 | 66.7% |
| Forsyth County | 2 | 0 | 1 | 50.0% |
| Buncombe County | 2 | 1 | 1 | 50.0% |
| Macon County | 2 | 1 | 1 | 50.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 75 applications in 2025, of which 19 were originated and 45 denied.
60.0% of all applications, or 68.2% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans Connexus Credit Union originated in North Carolina in 2025 was 6.49%, against a statewide median of 6.50%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology