Connexus Credit Union in Montana vs the state
55.6%Denial rate+40.74 pts vs state
71.4%Decision denial rate+52.73 pts vs state
22.2%Origination rate-39.76 pts vs state
6.24%Median rate-0.38 pts vs state
-0.20Rate spread (pts)-0.44 pts vs state
$95kMedian applicant income
2Loans originated
5Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 10 | 3 | 70.0% | 4.49% | #157 |
| 2025 | 9 | 2 | 55.6% | 6.24% | #188 |
What Connexus Credit Union lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Missoula County | 2 | 0 | 2 | 100.0% |
| Sweet Grass County | 1 | 0 | 1 | 100.0% |
| Cascade County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Dawson County | 1 | 1 | 0 | 0.0% |
| Flathead County | 1 | 0 | 1 | 100.0% |
| Granite County | 1 | 1 | 0 | 0.0% |
| Silver Bow County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 9 applications in 2025, of which 2 were originated and 5 denied.
55.6% of all applications, or 71.4% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Connexus Credit Union originated in Montana in 2025 was 6.24%, against a statewide median of 6.63%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology