Connexus Credit Union in Kentucky vs the state
65.6%Denial rate+46.82 pts vs state
72.4%Decision denial rate+48.92 pts vs state
25.0%Origination rate-33.04 pts vs state
6.49%Median rate-0.26 pts vs state
-0.19Rate spread (pts)-0.50 pts vs state
$124kMedian applicant income
8Loans originated
21Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 41 | 13 | 58.5% | 5.99% | #256 |
| 2024 | 15 | 7 | 40.0% | 6.49% | #363 |
| 2025 | 32 | 8 | 65.6% | 6.49% | #305 |
What Connexus Credit Union lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Boone County | 9 | 2 | 5 | 55.6% |
| Kenton County | 4 | 3 | 1 | 25.0% |
| Campbell County | 3 | 3 | 0 | 0.0% |
| Warren County | 2 | 0 | 2 | 100.0% |
| Jefferson County | 2 | 0 | 2 | 100.0% |
| Oldham County | 2 | 0 | 2 | 100.0% |
| Lincoln County | 1 | 0 | 1 | 100.0% |
| Lyon County | 1 | 0 | 1 | 100.0% |
| Pike County | 1 | 0 | 1 | 100.0% |
| Garrard County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 32 applications in 2025, of which 8 were originated and 21 denied.
65.6% of all applications, or 72.4% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Connexus Credit Union originated in Kentucky in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology