Community West Credit Union in Michigan vs the state
10.8%Denial rate-7.68 pts vs state
12.9%Decision denial rate-9.72 pts vs state
73.5%Origination rate+13.60 pts vs state
7.00%Median rate+0.25 pts vs state
-0.06Rate spread (pts)-0.45 pts vs state
$87kMedian applicant income
122Loans originated
18Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 133 | 128 | 1.5% | 8.00% | #232 |
| 2024 | 127 | 126 | 0.0% | 8.00% | #245 |
| 2025 | 166 | 122 | 10.8% | 7.00% | #227 |
What Community West Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Community West Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kent County | 113 | 83 | 15 | 13.3% |
| Ottawa County | 16 | 12 | 2 | 12.5% |
| Barry County | 15 | 11 | 0 | 0.0% |
| Allegan County | 6 | 4 | 1 | 16.7% |
| Newaygo County | 4 | 3 | 0 | 0.0% |
| Ionia County | 3 | 2 | 0 | 0.0% |
| Eaton County | 2 | 1 | 0 | 0.0% |
| Mecosta County | 2 | 2 | 0 | 0.0% |
| Manistee County | 1 | 1 | 0 | 0.0% |
| Oceana County | 1 | 1 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 166 applications in 2025, of which 122 were originated and 18 denied.
10.8% of all applications, or 12.9% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Community West Credit Union originated in Michigan in 2025 was 7.00%, against a statewide median of 6.75%.
About this data. Figures are Community West Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology