Community Bank of Mississippi · Arkansas · 2025

Community Bank of Mississippi in Arkansas: approval rate, denial rate and rates (2025)

Community Bank of Mississippi took 6 mortgage applications in Arkansas in 2025, ranking #392 of 802 lenders active in the state. It originated 66.7% of them and denied 16.7% (16.7% of the applications it decided), against a statewide denial rate of 18.2%.

6Applicationsin AR
16.7%Decision denial ratestate 23.1%
7.15%Median ratestate 6.63%
$150,000Median loanstate $165,000
$930kVolume5 counties

Community Bank of Mississippi in Arkansas vs the state

16.7%Denial rate-1.52 pts vs state
16.7%Decision denial rate-6.46 pts vs state
66.7%Origination rate+9.84 pts vs state
7.15%Median rate+0.53 pts vs state
1.32Rate spread (pts)+0.98 pts vs state
$270kMedian applicant income
4Loans originated
1Denied

What Community Bank of Mississippi lends in Arkansas

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 2 33% · 0.0% denied
Home improvement 1 17% · 100.0% denied

By loan type

Conventional 6 100% · 16.7% denied

Why it denied Arkansas applicants

Credit history 1 100%

Where in Arkansas

Counties with the most Community Bank of Mississippi applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Garland County 210 0.0%
Mississippi County 110 0.0%
Cleburne County 110 0.0%
Pulaski County 110 0.0%
Crittenden County 101 100.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 6 applications in 2025, of which 4 were originated and 1 denied.

16.7% of all applications, or 16.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

The median rate on loans Community Bank of Mississippi originated in Arkansas in 2025 was 7.15%, against a statewide median of 6.63%.

About this data. Figures are Community Bank of Mississippi's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology