Community Bank and Trust · Arkansas · 2025

Community Bank and Trust in Arkansas: approval rate, denial rate and rates (2025)

Community Bank and Trust took 5 mortgage applications in Arkansas in 2025, ranking #403 of 802 lenders active in the state. It originated 80.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.2%.

5Applicationsin AR
0.0%Decision denial ratestate 23.1%
Median ratestate 6.63%
$275,000Median loanstate $165,000
$1.5MVolume2 counties

Community Bank and Trust in Arkansas vs the state

0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
80.0%Origination rate+23.17 pts vs state
Median rate
Rate spread (pts)
$97kMedian applicant income
4Loans originated
0Denied

Trend in Arkansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024520.0%#411
2025540.0%#403

What Community Bank and Trust lends in Arkansas

By loan purpose

Home purchase 4 80% · 0.0% denied
Refinance 1 20% · 0.0% denied

By loan type

Conventional 4 80% · 0.0% denied
FHA 1 20% · 0.0% denied

Where in Arkansas

Counties with the most Community Bank and Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Benton County 430 0.0%
Faulkner County 110 0.0%

Other large lenders in Arkansas

LenderGradeApplicationsDenial rateMedian rate
Arvest BankC 9,74814.4%7.00%
Rocket MortgageC 5,85420.1%6.63%
ARKANSAS Federal Credit UnionF 4,43923.6%7.50%
Vanderbilt Mortgage and FinanceF 3,49138.4%10.25%
21st MortgageF 3,25046.6%9.69%
Mortgage Research CenterC 2,76718.3%6.25%
Regions BankC 2,64640.0%6.13%
Firsttrust Home LoansB 2,5900.5%6.49%
United Shore Financial ServicesB 2,45613.3%6.12%
Triad Financial ServicesD 2,13354.2%8.68%

Frequently asked questions

Arkansas: 5 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community Bank and Trust's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology