Community Banc Mortgage in Nebraska vs the state
15.4%Denial rate+2.85 pts vs state
17.4%Decision denial rate+2.25 pts vs state
73.1%Origination rate+5.80 pts vs state
6.63%Median rate0.00 pts vs state
0.24Rate spread (pts)+0.01 pts vs state
$62kMedian applicant income
19Loans originated
4Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 19 | 3.9% | 6.38% | #164 |
| 2024 | 25 | 21 | 8.0% | 6.50% | #171 |
| 2025 | 26 | 19 | 15.4% | 6.63% | #188 |
What Community Banc Mortgage lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Community Banc Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brown County | 7 | 5 | 2 | 28.6% |
| Nemaha County | 5 | 4 | 1 | 20.0% |
| Dixon County | 3 | 2 | 0 | 0.0% |
| Richardson County | 3 | 3 | 0 | 0.0% |
| Rock County | 2 | 1 | 1 | 50.0% |
| Keya Paha County | 2 | 1 | 0 | 0.0% |
| Burt County | 1 | 0 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Cuming County | 1 | 1 | 0 | 0.0% |
| Dakota County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 26 applications in 2025, of which 19 were originated and 4 denied.
15.4% of all applications, or 17.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Community Banc Mortgage originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Community Banc Mortgage's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology