Commercial Lender in Wisconsin vs the state
71.7%Denial rate+57.69 pts vs state
80.9%Decision denial rate+64.49 pts vs state
17.0%Origination rate-51.17 pts vs state
10.34%Median rate+3.72 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
38Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 5 | 29.0% | 12.99% | #350 |
| 2024 | 36 | 4 | 25.0% | 11.44% | #357 |
| 2025 | 53 | 9 | 71.7% | 10.34% | #328 |
What Commercial Lender lends in Wisconsin
By loan purpose
By loan type
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 53 applications in 2025, of which 9 were originated and 38 denied.
71.7% of all applications, or 80.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Commercial Lender originated in Wisconsin in 2025 was 10.34%, against a statewide median of 6.63%.
About this data. Figures are Commercial Lender's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology