Comerica Bank in Michigan vs the state
40.0%Denial rate+21.43 pts vs state
47.3%Decision denial rate+24.75 pts vs state
42.0%Origination rate-17.92 pts vs state
5.99%Median rate-0.76 pts vs state
-1.19Rate spread (pts)-1.59 pts vs state
$82kMedian applicant income
1,286Loans originated
1,224Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,706 | 1,583 | 39.8% | 5.74% | #17 |
| 2024 | 3,138 | 1,236 | 41.4% | 6.49% | #26 |
| 2025 | 3,064 | 1,286 | 40.0% | 5.99% | #30 |
What Comerica Bank lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Comerica Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wayne County | 863 | 293 | 415 | 48.1% |
| Oakland County | 820 | 351 | 308 | 37.6% |
| Macomb County | 578 | 257 | 239 | 41.3% |
| Washtenaw County | 103 | 48 | 34 | 33.0% |
| Jackson County | 89 | 42 | 33 | 37.1% |
| Kent County | 84 | 45 | 27 | 32.1% |
| Kalamazoo County | 82 | 34 | 25 | 30.5% |
| Livingston County | 65 | 38 | 20 | 30.8% |
| Muskegon County | 64 | 32 | 21 | 32.8% |
| Ingham County | 63 | 26 | 29 | 46.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 3,064 applications in 2025, of which 1,286 were originated and 1,224 denied.
40.0% of all applications, or 47.3% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Comerica Bank originated in Michigan in 2025 was 5.99%, against a statewide median of 6.75%.
About this data. Figures are Comerica Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology