Comerica Bank in California vs the state
39.7%Denial rate+22.30 pts vs state
46.7%Decision denial rate+24.26 pts vs state
42.0%Origination rate-14.25 pts vs state
5.99%Median rate-0.63 pts vs state
-1.20Rate spread (pts)-1.47 pts vs state
$208kMedian applicant income
975Loans originated
923Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,999 | 1,335 | 40.7% | 5.74% | #57 |
| 2024 | 2,401 | 1,039 | 41.9% | 6.49% | #74 |
| 2025 | 2,324 | 975 | 39.7% | 5.99% | #88 |
What Comerica Bank lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Comerica Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Los Angeles County | 580 | 217 | 256 | 44.1% |
| Orange County | 308 | 145 | 114 | 37.0% |
| San Diego County | 284 | 124 | 116 | 40.8% |
| Santa Clara County | 215 | 95 | 77 | 35.8% |
| Santa Cruz County | 140 | 68 | 48 | 34.3% |
| Alameda County | 129 | 49 | 51 | 39.5% |
| Contra Costa County | 120 | 51 | 49 | 40.8% |
| San Mateo County | 87 | 45 | 29 | 33.3% |
| Riverside County | 87 | 34 | 36 | 41.4% |
| Monterey County | 78 | 29 | 35 | 44.9% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 2,324 applications in 2025, of which 975 were originated and 923 denied.
39.7% of all applications, or 46.7% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Comerica Bank originated in California in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Comerica Bank's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology