Coastal Carolina National Bank in South Carolina vs the state
10.3%Denial rate-7.97 pts vs state
11.4%Decision denial rate-12.11 pts vs state
77.9%Origination rate+21.26 pts vs state
6.75%Median rate+0.25 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$188kMedian applicant income
271Loans originated
36Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 338 | 271 | 9.5% | 7.25% | #113 |
| 2024 | 416 | 315 | 9.9% | 7.50% | #98 |
| 2025 | 348 | 271 | 10.3% | 6.75% | #126 |
What Coastal Carolina National Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Coastal Carolina National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Horry County | 254 | 189 | 32 | 12.6% |
| Aiken County | 35 | 31 | 0 | 0.0% |
| Georgetown County | 8 | 8 | 0 | 0.0% |
| Richland County | 8 | 7 | 1 | 12.5% |
| Orangeburg County | 7 | 5 | 0 | 0.0% |
| Lexington County | 5 | 4 | 0 | 0.0% |
| Greenville County | 4 | 3 | 1 | 25.0% |
| Beaufort County | 4 | 4 | 0 | 0.0% |
| Spartanburg County | 4 | 3 | 1 | 25.0% |
| Colleton County | 3 | 3 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 348 applications in 2025, of which 271 were originated and 36 denied.
10.3% of all applications, or 11.4% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Coastal Carolina National Bank originated in South Carolina in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Coastal Carolina National Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology