Clm Mortgage in California vs the state
0.7%Denial rate-16.68 pts vs state
0.8%Decision denial rate-21.60 pts vs state
83.3%Origination rate+27.07 pts vs state
6.13%Median rate-0.50 pts vs state
-0.09Rate spread (pts)-0.36 pts vs state
$156kMedian applicant income
448Loans originated
4Denied
Trend in California
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 296 | 252 | 1.0% | 6.13% | #306 |
| 2025 | 538 | 448 | 0.7% | 6.13% | #253 |
What Clm Mortgage lends in California
By loan purpose
By loan type
Why it denied California applicants
Where in California
Counties with the most Clm Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulare County | 99 | 89 | 0 | 0.0% |
| Placer County | 90 | 77 | 0 | 0.0% |
| Fresno County | 78 | 59 | 1 | 1.3% |
| Sacramento County | 69 | 63 | 0 | 0.0% |
| Riverside County | 65 | 50 | 1 | 1.5% |
| Kings County | 52 | 43 | 1 | 1.9% |
| Madera County | 41 | 36 | 1 | 2.4% |
| San Bernardino County | 35 | 27 | 0 | 0.0% |
| San Diego County | 7 | 3 | 0 | 0.0% |
| Los Angeles County | 2 | 1 | 0 | 0.0% |
Other large lenders in California
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 79,261 | 12.6% | 6.49% |
| Rocket Mortgage | C | 58,925 | 17.6% | 6.75% |
| Bank of America | F | 40,190 | 30.8% | 5.99% |
| U.S. Bank | D | 32,493 | 31.6% | 6.50% |
| JPMorgan Chase Bank | B | 22,048 | 9.7% | 6.13% |
| Spring Eq | D | 21,601 | 50.8% | 8.88% |
| Schoolsfirst | A | 19,086 | 10.0% | 6.25% |
| Pennymac Loan Services | C | 18,754 | 13.5% | 6.50% |
| Newrez | D | 17,000 | 19.3% | 6.63% |
| Loandepot.Com | D | 16,645 | 18.7% | 6.63% |
Frequently asked questions
California: 538 applications in 2025, of which 448 were originated and 4 denied.
0.7% of all applications, or 0.8% of the applications it actually decided on. The California statewide average across all lenders was 17.4%.
The median rate on loans Clm Mortgage originated in California in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Clm Mortgage's own HMDA filing for properties located in California, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology