Clearview Federal Credit Union · New Jersey · 2025

Clearview Federal Credit Union in New Jersey: approval rate, denial rate and rates (2025)

Clearview Federal Credit Union took 5 mortgage applications in New Jersey in 2025, ranking #615 of 883 lenders active in the state. It originated 80.0% of them and denied 20.0% (20.0% of the applications it decided), against a statewide denial rate of 17.7%.

5Applicationsin NJ
20.0%Decision denial ratestate 23.1%
6.67%Median ratestate 6.75%
$85,000Median loanstate $295,000
$480kVolume5 counties

Clearview Federal Credit Union in New Jersey vs the state

20.0%Denial rate+2.31 pts vs state
20.0%Decision denial rate-3.05 pts vs state
80.0%Origination rate+24.32 pts vs state
6.67%Median rate-0.08 pts vs state
-0.46Rate spread (pts)-0.74 pts vs state
$162kMedian applicant income
4Loans originated
1Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236516.7%7.00%#572
20245420.0%7.88%#582
20255420.0%6.67%#615

What Clearview Federal Credit Union lends in New Jersey

By loan purpose

Home purchase 1 20% · 0.0% denied
Refinance 1 20% · 0.0% denied
Home improvement 3 60% · 33.3% denied

By loan type

Conventional 5 100% · 20.0% denied

Why it denied New Jersey applicants

Other 1 100%

Where in New Jersey

Counties with the most Clearview Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hunterdon County 101 100.0%
Gloucester County 110 0.0%
Camden County 110 0.0%
Cape May County 110 0.0%
Atlantic County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 5 applications in 2025, of which 4 were originated and 1 denied.

20.0% of all applications, or 20.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Clearview Federal Credit Union originated in New Jersey in 2025 was 6.67%, against a statewide median of 6.75%.

About this data. Figures are Clearview Federal Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology