City National Bank in Montana vs the state
10.0%Denial rate-4.82 pts vs state
12.5%Decision denial rate-6.20 pts vs state
70.0%Origination rate+8.02 pts vs state
6.21%Median rate-0.42 pts vs state
-0.30Rate spread (pts)-0.54 pts vs state
$687kMedian applicant income
7Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 6 | 0.0% | 5.96% | #203 |
| 2025 | 10 | 7 | 10.0% | 6.21% | #185 |
What City National Bank lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Flathead County | 5 | 2 | 1 | 20.0% |
| Gallatin County | 2 | 2 | 0 | 0.0% |
| Carbon County | 1 | 1 | 0 | 0.0% |
| Park County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 10 applications in 2025, of which 7 were originated and 1 denied.
10.0% of all applications, or 12.5% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans City National Bank originated in Montana in 2025 was 6.21%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology