City National Bank in Georgia vs the state
21.7%Denial rate+2.52 pts vs state
26.3%Decision denial rate+1.25 pts vs state
60.9%Origination rate+6.78 pts vs state
5.67%Median rate-0.95 pts vs state
-0.30Rate spread (pts)-0.57 pts vs state
$550kMedian applicant income
14Loans originated
5Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 22 | 21.6% | 6.95% | #460 |
| 2024 | 16 | 9 | 18.8% | 7.05% | #580 |
| 2025 | 23 | 14 | 21.7% | 5.67% | #553 |
What City National Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 11 | 7 | 4 | 36.4% |
| Cobb County | 3 | 1 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Gwinnett County | 2 | 1 | 1 | 50.0% |
| Greene County | 1 | 1 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
| Chatham County | 1 | 1 | 0 | 0.0% |
| Hall County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 23 applications in 2025, of which 14 were originated and 5 denied.
21.7% of all applications, or 26.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans City National Bank originated in Georgia in 2025 was 5.67%, against a statewide median of 6.63%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology