City National Bank of Florida in North Carolina vs the state
0.0%Denial rate-18.06 pts vs state
0.0%Decision denial rate-22.82 pts vs state
84.6%Origination rate+26.81 pts vs state
6.62%Median rate+0.12 pts vs state
0.33Rate spread (pts)+0.24 pts vs state
$120kMedian applicant income
11Loans originated
0Denied
Trend in North Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 9 | 6.7% | 6.75% | #559 |
| 2024 | 10 | 8 | 10.0% | 6.88% | #623 |
| 2025 | 13 | 11 | 0.0% | 6.62% | #580 |
What City National Bank of Florida lends in North Carolina
By loan purpose
By loan type
Where in North Carolina
Counties with the most City National Bank of Florida applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Macon County | 2 | 2 | 0 | 0.0% |
| Jackson County | 2 | 1 | 0 | 0.0% |
| Bladen County | 1 | 1 | 0 | 0.0% |
| Buncombe County | 1 | 1 | 0 | 0.0% |
| Henderson County | 1 | 1 | 0 | 0.0% |
| Wake County | 1 | 1 | 0 | 0.0% |
| Moore County | 1 | 1 | 0 | 0.0% |
| Pender County | 1 | 1 | 0 | 0.0% |
| Transylvania County | 1 | 0 | 0 | 0.0% |
| Mecklenburg County | 1 | 1 | 0 | 0.0% |
Other large lenders in North Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| State Employees' | C | 47,893 | 25.2% | 6.25% |
| Rocket Mortgage | C | 25,109 | 16.0% | 6.63% |
| United Shore Financial Services | B | 18,884 | 11.4% | 6.13% |
| Vanderbilt Mortgage and Finance | F | 15,008 | 38.0% | 7.75% |
| Truist Bank | C | 14,364 | 30.3% | 6.50% |
| Movement Mortgage | A | 11,091 | 2.6% | 6.63% |
| Navy Federal Credit Union | D | 10,565 | 19.4% | 7.13% |
| First-Citizens Bank & Trust | B | 10,319 | 19.6% | 6.38% |
| Bank of America | F | 10,276 | 28.2% | 6.24% |
| Mortgage Research Center | C | 10,029 | 17.7% | 6.25% |
Frequently asked questions
North Carolina: 13 applications in 2025, of which 11 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The North Carolina statewide average across all lenders was 18.1%.
The median rate on loans City National Bank of Florida originated in North Carolina in 2025 was 6.62%, against a statewide median of 6.50%.
About this data. Figures are City National Bank of Florida's own HMDA filing for properties located in North Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology