City National Bank of Florida in Georgia vs the state
5.7%Denial rate-13.53 pts vs state
7.6%Decision denial rate-17.50 pts vs state
69.2%Origination rate+15.10 pts vs state
6.38%Median rate-0.25 pts vs state
0.08Rate spread (pts)-0.19 pts vs state
$105kMedian applicant income
292Loans originated
24Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 6 | 11.1% | 6.75% | #689 |
| 2024 | 9 | 6 | 11.1% | 7.00% | #662 |
| 2025 | 422 | 292 | 5.7% | 6.38% | #166 |
What City National Bank of Florida lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most City National Bank of Florida applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clarke County | 86 | 61 | 7 | 8.1% |
| Oconee County | 58 | 42 | 4 | 6.9% |
| Walton County | 28 | 20 | 1 | 3.6% |
| Jackson County | 24 | 17 | 2 | 8.3% |
| Hart County | 23 | 13 | 0 | 0.0% |
| Barrow County | 23 | 18 | 0 | 0.0% |
| Madison County | 16 | 11 | 0 | 0.0% |
| Franklin County | 15 | 10 | 0 | 0.0% |
| Gwinnett County | 12 | 8 | 0 | 0.0% |
| Elbert County | 12 | 8 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 422 applications in 2025, of which 292 were originated and 24 denied.
5.7% of all applications, or 7.6% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans City National Bank of Florida originated in Georgia in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are City National Bank of Florida's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology