City-County Credit Union · Iowa · 2025

City-County Credit Union in Iowa: approval rate, denial rate and rates (2025)

City-County Credit Union took 6 mortgage applications in Iowa in 2025, ranking #403 of 739 lenders active in the state. It originated 50.0% of them and denied 33.3% (40.0% of the applications it decided), against a statewide denial rate of 12.9%.

6Applicationsin IA
40.0%Decision denial ratestate 15.3%
7.24%Median ratestate 6.50%
$80,000Median loanstate $135,000
$655kVolume5 counties

City-County Credit Union in Iowa vs the state

33.3%Denial rate+20.47 pts vs state
40.0%Decision denial rate+24.69 pts vs state
50.0%Origination rate-18.46 pts vs state
7.24%Median rate+0.74 pts vs state
1.25Rate spread (pts)+1.06 pts vs state
$116kMedian applicant income
3Loans originated
2Denied

What City-County Credit Union lends in Iowa

By loan purpose

Home purchase 1 17% · 0.0% denied
Refinance 1 17% · 0.0% denied
Home improvement 1 17% · 0.0% denied
Other / HELOC 3 50% · 66.7% denied

By loan type

Conventional 6 100% · 33.3% denied

Why it denied Iowa applicants

Other 2 100%

Where in Iowa

Counties with the most City-County Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Linn County 210 0.0%
Poweshiek County 101 100.0%
Johnson County 110 0.0%
Hardin County 101 100.0%
Jones County 110 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 6 applications in 2025, of which 3 were originated and 2 denied.

33.3% of all applications, or 40.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans City-County Credit Union originated in Iowa in 2025 was 7.24%, against a statewide median of 6.50%.

About this data. Figures are City-County Credit Union's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology