Churchill Mortgage in Indiana vs the state
2.5%Denial rate-14.04 pts vs state
3.1%Decision denial rate-17.05 pts vs state
71.7%Origination rate+9.47 pts vs state
6.50%Median rate-0.25 pts vs state
0.50Rate spread (pts)+0.13 pts vs state
$77kMedian applicant income
142Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 479 | 396 | 2.3% | 7.13% | #102 |
| 2024 | 509 | 370 | 3.5% | 6.88% | #106 |
| 2025 | 198 | 142 | 2.5% | 6.50% | #204 |
What Churchill Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 14 | 9 | 0 | 0.0% |
| Hendricks County | 14 | 11 | 0 | 0.0% |
| Elkhart County | 8 | 6 | 0 | 0.0% |
| Tippecanoe County | 7 | 6 | 0 | 0.0% |
| LaPorte County | 6 | 2 | 0 | 0.0% |
| Lake County | 6 | 3 | 0 | 0.0% |
| Vanderburgh County | 6 | 5 | 1 | 16.7% |
| Bartholomew County | 6 | 5 | 0 | 0.0% |
| Madison County | 6 | 4 | 0 | 0.0% |
| Howard County | 6 | 5 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 198 applications in 2025, of which 142 were originated and 5 denied.
2.5% of all applications, or 3.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Churchill Mortgage originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology