Charles Schwab Bank in South Carolina vs the state
7.0%Denial rate-11.29 pts vs state
7.0%Decision denial rate-16.45 pts vs state
92.1%Origination rate+35.50 pts vs state
5.63%Median rate-0.88 pts vs state
-0.15Rate spread (pts)-0.37 pts vs state
$346kMedian applicant income
105Loans originated
8Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 43 | 6.4% | 6.00% | #326 |
| 2024 | 85 | 77 | 5.9% | 6.13% | #262 |
| 2025 | 114 | 105 | 7.0% | 5.63% | #243 |
What Charles Schwab Bank lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Charles Schwab Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charleston County | 37 | 36 | 0 | 0.0% |
| Beaufort County | 31 | 27 | 4 | 12.9% |
| Greenville County | 8 | 8 | 0 | 0.0% |
| Oconee County | 5 | 5 | 0 | 0.0% |
| Anderson County | 5 | 5 | 0 | 0.0% |
| Berkeley County | 5 | 4 | 1 | 20.0% |
| York County | 4 | 4 | 0 | 0.0% |
| Horry County | 4 | 3 | 1 | 25.0% |
| Georgetown County | 3 | 3 | 0 | 0.0% |
| Richland County | 3 | 2 | 1 | 33.3% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 114 applications in 2025, of which 105 were originated and 8 denied.
7.0% of all applications, or 7.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Charles Schwab Bank originated in South Carolina in 2025 was 5.63%, against a statewide median of 6.50%.
About this data. Figures are Charles Schwab Bank's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology