Charles Schwab Bank in Kansas vs the state
7.7%Denial rate-7.34 pts vs state
7.7%Decision denial rate-10.59 pts vs state
84.6%Origination rate+20.80 pts vs state
5.68%Median rate-0.95 pts vs state
-0.16Rate spread (pts)-0.46 pts vs state
$326kMedian applicant income
11Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 11 | 8.3% | 6.38% | #311 |
| 2024 | 17 | 16 | 0.0% | 6.15% | #294 |
| 2025 | 13 | 11 | 7.7% | 5.68% | #337 |
What Charles Schwab Bank lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Charles Schwab Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 9 | 8 | 1 | 11.1% |
| Sedgwick County | 2 | 2 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 13 applications in 2025, of which 11 were originated and 1 denied.
7.7% of all applications, or 7.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Charles Schwab Bank originated in Kansas in 2025 was 5.68%, against a statewide median of 6.63%.
About this data. Figures are Charles Schwab Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology