Champions Funding in Connecticut vs the state
14.8%Denial rate-2.58 pts vs state
17.6%Decision denial rate-4.04 pts vs state
69.2%Origination rate+8.80 pts vs state
7.75%Median rate+1.13 pts vs state
2.47Rate spread (pts)+2.23 pts vs state
$171kMedian applicant income
294Loans originated
63Denied
Trend in Connecticut
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 44 | 18 | 54.6% | 9.44% | #214 |
| 2024 | 98 | 63 | 18.4% | 8.63% | #161 |
| 2025 | 425 | 294 | 14.8% | 7.75% | #64 |
What Champions Funding lends in Connecticut
By loan purpose
By loan type
Why it denied Connecticut applicants
Where in Connecticut
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| 09170 | 104 | 84 | 10 | 9.6% |
| 09140 | 89 | 66 | 11 | 12.4% |
| 09120 | 68 | 44 | 10 | 14.7% |
| 09190 | 55 | 31 | 10 | 18.2% |
| 09110 | 52 | 31 | 12 | 23.1% |
| 09180 | 25 | 20 | 2 | 8.0% |
| 09130 | 13 | 6 | 6 | 46.2% |
| 09160 | 12 | 7 | 1 | 8.3% |
| 09150 | 7 | 5 | 1 | 14.3% |
Other large lenders in Connecticut
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,043 | 16.5% | 6.75% |
| Citizens Bank | C | 4,895 | 26.2% | 7.40% |
| Bank of America | F | 4,591 | 32.1% | 6.00% |
| United Shore Financial Services | B | 4,239 | 13.7% | 6.50% |
| Total Mortgage Services | B | 4,219 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 4,030 | 31.8% | 5.99% |
| Liberty Bank | A | 3,513 | 9.5% | 5.99% |
| Webster Bank | C | 2,762 | 21.9% | 6.74% |
| Newrez | D | 2,556 | 21.8% | 6.88% |
| AMERICAN EAGLE FINANCIAL Credit Union | D | 2,463 | 18.9% | 7.75% |
Frequently asked questions
Connecticut: 425 applications in 2025, of which 294 were originated and 63 denied.
14.8% of all applications, or 17.6% of the applications it actually decided on. The Connecticut statewide average across all lenders was 17.4%.
The median rate on loans Champions Funding originated in Connecticut in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in Connecticut, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology