Central National Bank in Nebraska vs the state
6.9%Denial rate-5.59 pts vs state
7.9%Decision denial rate-7.20 pts vs state
77.8%Origination rate+10.50 pts vs state
6.63%Median rate0.00 pts vs state
0.10Rate spread (pts)-0.13 pts vs state
$125kMedian applicant income
56Loans originated
5Denied
Trend in Nebraska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 55 | 44 | 10.9% | 6.69% | #117 |
| 2024 | 58 | 46 | 12.1% | 6.88% | #117 |
| 2025 | 72 | 56 | 6.9% | 6.63% | #121 |
What Central National Bank lends in Nebraska
By loan purpose
By loan type
Why it denied Nebraska applicants
Where in Nebraska
Counties with the most Central National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Douglas County | 28 | 25 | 0 | 0.0% |
| Sarpy County | 13 | 11 | 0 | 0.0% |
| Nuckolls County | 7 | 5 | 1 | 14.3% |
| Lancaster County | 4 | 4 | 0 | 0.0% |
| Saunders County | 3 | 2 | 1 | 33.3% |
| Cass County | 2 | 1 | 1 | 50.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Lincoln County | 2 | 1 | 0 | 0.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
| Deuel County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nebraska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,384 | 17.6% | 6.75% |
| Pinnacle Bank | B | 3,371 | 4.3% | 6.95% |
| First National Bank of Omaha | C | 2,902 | 19.6% | 7.00% |
| Charter West Bank | C | 2,258 | 6.6% | 6.50% |
| U.S. Bank | D | 2,163 | 32.9% | 6.99% |
| Veridian Credit Union | B | 2,051 | 9.8% | 6.49% |
| West Gate Bank | A | 2,040 | 5.0% | 6.50% |
| Centris | B | 2,002 | 16.3% | 6.25% |
| Union Bank and Trust | B | 1,835 | 10.0% | 6.50% |
| Mortgage Research Center | C | 1,651 | 12.5% | 6.25% |
Frequently asked questions
Nebraska: 72 applications in 2025, of which 56 were originated and 5 denied.
6.9% of all applications, or 7.9% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.
The median rate on loans Central National Bank originated in Nebraska in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Central National Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology