Center Street Lending VIII SPE in Washington vs the state
22.2%Denial rate+6.57 pts vs state
30.8%Decision denial rate+11.23 pts vs state
50.0%Origination rate-11.06 pts vs state
10.24%Median rate+3.62 pts vs state
—Rate spread (pts)
—Median applicant income
9Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 13 | 0.0% | 10.74% | #402 |
| 2025 | 18 | 9 | 22.2% | 10.24% | #401 |
What Center Street Lending VIII SPE lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 18 applications in 2025, of which 9 were originated and 4 denied.
22.2% of all applications, or 30.8% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Center Street Lending VIII SPE originated in Washington in 2025 was 10.24%, against a statewide median of 6.63%.
About this data. Figures are Center Street Lending VIII SPE's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology