Center Street Lending VIII SPE in Pennsylvania vs the state
16.7%Denial rate-1.62 pts vs state
25.0%Decision denial rate+2.79 pts vs state
50.0%Origination rate-10.96 pts vs state
10.31%Median rate+3.68 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 16 | 6 | 0.0% | 11.00% | #641 |
| 2025 | 12 | 6 | 16.7% | 10.31% | #665 |
What Center Street Lending VIII SPE lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 12 applications in 2025, of which 6 were originated and 2 denied.
16.7% of all applications, or 25.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Center Street Lending VIII SPE originated in Pennsylvania in 2025 was 10.31%, against a statewide median of 6.63%.
About this data. Figures are Center Street Lending VIII SPE's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology