CBBC Bank · Tennessee · 2025

CBBC Bank in Tennessee: approval rate, denial rate and rates (2025)

CBBC Bank took 79 mortgage applications in Tennessee in 2025, ranking #356 of 1,274 lenders active in the state. It originated 84.8% of them and denied 6.3% (6.8% of the applications it decided), against a statewide denial rate of 17.1%.

79Applicationsin TN
6.8%Decision denial ratestate 21.7%
Median ratestate 6.62%
$175,000Median loanstate $225,000
$17MVolume5 counties

CBBC Bank in Tennessee vs the state

6.3%Denial rate-10.81 pts vs state
6.8%Decision denial rate-14.92 pts vs state
84.8%Origination rate+26.73 pts vs state
Median rate
Rate spread (pts)
$104kMedian applicant income
67Loans originated
5Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
202360535.0%#368
202479657.6%#334
202579676.3%#356

What CBBC Bank lends in Tennessee

By loan purpose

Home purchase 39 49% · 7.7% denied
Refinance 11 14% · 0.0% denied
Home improvement 15 19% · 0.0% denied
Other / HELOC 14 18% · 14.3% denied

By loan type

Conventional 79 100% · 6.3% denied

Why it denied Tennessee applicants

Debt-to-income ratio 2 40%
Insufficient cash 1 20%
Credit history 1 20%
Collateral 1 20%

Where in Tennessee

Counties with the most CBBC Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Blount County 65554 6.2%
Knox County 550 0.0%
Jefferson County 320 0.0%
Monroe County 321 33.3%
Sevier County 330 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 79 applications in 2025, of which 67 were originated and 5 denied.

6.3% of all applications, or 6.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are CBBC Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology