Castle & Cooke Mortgage · Arizona · 2025

Castle & Cooke Mortgage in Arizona: approval rate, denial rate and rates (2025)

Castle & Cooke Mortgage took 147 mortgage applications in Arizona in 2025, ranking #199 of 1,082 lenders active in the state. It originated 62.6% of them and denied 2.7% (4.0% of the applications it decided), against a statewide denial rate of 16.2%.

147Applicationsin AZ
4.0%Decision denial ratestate 20.4%
6.63%Median ratestate 6.50%
$335,000Median loanstate $275,000
$27MVolume6 counties

Castle & Cooke Mortgage in Arizona vs the state

2.7%Denial rate-13.51 pts vs state
4.0%Decision denial rate-16.37 pts vs state
62.6%Origination rate+3.11 pts vs state
6.63%Median rate+0.13 pts vs state
0.35Rate spread (pts)+0.12 pts vs state
$106kMedian applicant income
92Loans originated
4Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023164934.9%6.75%#173
2024121860.8%6.75%#217
2025147922.7%6.63%#199

What Castle & Cooke Mortgage lends in Arizona

By loan purpose

Home purchase 78 53% · 1.3% denied
Refinance 37 25% · 2.7% denied
Cash-out refinance 32 22% · 6.3% denied

By loan type

Conventional 96 65% · 1.0% denied
FHA 37 25% · 8.1% denied
VA 14 10% · 0.0% denied

Why it denied Arizona applicants

Credit history 2 50%
Debt-to-income ratio 1 25%
Collateral 1 25%

Where in Arizona

Counties with the most Castle & Cooke Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Maricopa County 134862 1.5%
Pinal County 842 25.0%
Yavapai County 200 0.0%
Pima County 100 0.0%
Mohave County 110 0.0%
Coconino County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 147 applications in 2025, of which 92 were originated and 4 denied.

2.7% of all applications, or 4.0% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

The median rate on loans Castle & Cooke Mortgage originated in Arizona in 2025 was 6.63%, against a statewide median of 6.50%.

About this data. Figures are Castle & Cooke Mortgage's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology